Preliminary Assessments
medical file reviews
We provide Preliminary Medical File Reviews to help you quickly gauge the strength and value of a claim before committing to full assessments. Our assessors screen the available records, flag key medical and causation issues, and outline next steps so you can decide whether to proceed, seek more information, or adjust your strategy. This can be particularly important when gauging the strength of a potential CAT application.
Insurance Claims
medical paper reviews
Healthcore IME provides where applicable paper review services for insurance claims, including detailed chart reviews, chronology building, and analysis of diagnostic tests and treatment records. Our assessors identify inconsistencies, clarify causation, and highlight key medical issues so insurers can make clear, defensible coverage and reserve decisions.
Legal Cases
Medical paper reviews
We provide where applicable Medical Paper Reviews for legal cases, including detailed analysis of medical records, diagnostic imaging, and treatment histories. Our assessors identify inconsistencies, clarify causation, and comment on prognosis, functional impact, and future care needs so counsel can evaluate liability, quantum, and settlement strategy with confidence.
Second Opinions
medical paper reviews
We provide where applicable Second Opinion Medical Paper Reviews when you need a fresh, independent look at an existing report or opinion. Our assessors re‑evaluate the medical records, prior assessments, and test results, highlighting areas of agreement and disagreement so you can challenge, confirm, or refine your position with confidence.
ONTARIO • MEDICAL ASSESSMENTS
Assessment Tests
Income Replacement Benefit (IRB)
Ontario Coverage
Connects medical evidence to the specific legal or policy test at issue. We confirm the referral scope before selecting an assessor to ensure the findings are relevant to the SABS criteria.
Non-Earner Benefit (NEB)
Functional Impact
Assesses whether an accident-related impairment causes a complete inability to carry on a normal life. The assessment provides the medical evidence for the insurer to determine entitlement.
July 1, 2026 Coverage
Policy Changes
Ontario's July 1, 2026 reforms mean that IRB and NEB benefits may now depend on the coverage selected or continued under the policy. We confirm the available coverage before an assessment is arranged.
Medical File Reviews
Comprehensive Analysis
A full read of the available record, with a written summary and a clear recommendation on next steps. Our QA team reviews every file for missing responses and inconsistencies before it reaches you.